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Serna believes that reform of the Mortgage Act introduces changes "more cosmetic than real" (13/11/2013)

Murcia UPyD spokesman, Ruben Juan Serna, said in his speech at the table discussion on the effects of new mortgage regulations organized by the Association of Users of Banks, Savings Banks, and Insurance (ADICAE) that government measures to greater protection to mortgage debtors, debt restructuring and social rent after six months of operation "insufficient" and are aimed more "to end the media impact that a solution to the social problem"

Union spokesman Progress and Democracy in the city of Murcia, Ruben Juan Serna, said in his speech at the table discussion entitled '? Efficacy or failure of mortgage regulatory reform?', That "we assume that this reform is insufficient "and is a" type more cosmetic than real. "

At the meeting, organized by the Association of Users of Banks, Savings Banks, and Insurance (ADICAE), the mayor of magenta training explains that government measures to strengthen the protection to mortgage debtors, debt restructuring and social rent, after six months of operation "have been directed more to end the media impact that a solution to the social problem."

"While it includes some measures to try to increase the protection of families, in actual implementation," said Serna, "includes a very small percentage of the population, since it takes into account a certain threshold of income" , leaving out so many citizens.

To Murcia UPyD Councilman "facts known so far are very few to be able to analyze whether this reform is having the desired effect, which is none other than lower mortgage releases."

Furthermore, "but so far the results of the quarterly data are insufficient know, of course is very concerned about the specific situation that occurs in the region of Murcia, where rates of foreclosures and mortgage releases have been higher than in other regions" .

Serna said that in coming months the effects of these foreclosures, "which are the releases, will continue to be very high so the outlook is good."

Source: UPyD Murcia

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